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AVRA Obligor Risk Rating (ORR)

AVRA ORR is an interactive solution that generates internal ratings and credit scores to help financial institutions assess the credit quality of their clients.

AVRA Obligor Risk Rating (ORR)

AVRA Obligor Risk Rating provides financial institutions with a secure, interactive platform to generate internal credit scores and ratings, giving a consistent, comprehensive view of counterparty risk.

Monthly

  • Flexible System- The Financial Templates, Qualitative Questionnaires & Workflow are completely flexible as per the needs of the institution.
  • Diverse Rating scales- Rating scales can be differentiated by quantitative, qualitative, industry, and sector information.
  • Japan Credit Rating Agency- The models hosted in the system are developed by one of the largest Credit Rating agencies across the globe.
  • Estimation Flexibility- The system is flexible to calculate Probability of Default, Loss Given Default, and Loss Rates with customizable formulas.
  • Override Mechanism- Rich variety of options to implement institution-specific Overrides.
  • Scenario Analysis- Build valuable financial projections and perform scenario analysis without any limitations on the use of historical data.
  • Intuitive Dashboard Capabilities- Rating Distribution, Time Variance Analysis, and Portfolio Segregation Analysis are supported by the system’s in-built dashboard capabilities.
  • Browser-Based Solution- Enables all credit data to be stored at one single location, thus avoiding data loss and redundancy.

Basic

Monthly

Editing environment for the specification, documentation, execution, and monitoring of business rules with user workflow support; it also covers the data transformations, enrichments, and validation rules:

  • Balance sheet modeling.
  • Risk management.
  • Regulatory compliance.